5 Basic Tips for Budgeting Everyone Should Know

5 Basic Tips for Budgeting Everyone Should Know

I’ve seen many people struggle with basic budgeting, even high-income earners! Buying that RM23,000 Hermes Birkin bag and the limited-edition RM32,000 Nike Yeezy 2 Red October sneakers for your collection is likely to be detrimental to your long-term financial freedom goals. One thing that gets many people is lifestyle creep. What is lifestyle creep? Lifestyle […]

Credit Cards: Good Or Bad?

I know people who do not own credit cards coz they believe it’s inherently evil. And it can be. Credit cards have extremely high interest rates if you miss the payments. Getting cash out from a credit card lagi teruk. That one worse than loan shark man. Does this make them bad? No. Like all […]